We are bringing together home loans from a wide range of top lenders and we help you choose which of those is best for you right now. We would compare all the home loans You qualify for and explain them in plain English. We find out which lenders can provide you with the loan features You want, and then look for the lowest fees and charges personally for you. We do not work for any particular lender but have a large panel of lenders from which to choose.
Our consultants are very experienced in Finance, most having worked in Banking or Finance for over 20yrs. We are based in Melbourne and service the entire Melbourne Metropolitan Area.
Select A Mortgage will guide you through the entire home buying process in Melbourne. We will help you determine how much you can borrow and which loan is the right loan for you. Select A Mortgage will take you from application to settlement with this simple eight step home buying process.
A Select A Mortgage Loan Consultant can show you how to maximize the amount you can borrow. Try our Mortgage Calculators to get a general idea of how much our lenders will be able to lend you and what your loan repayment will equate to monthly.
Select A Mortgage will walk you through all the different home loan options and help you decide which is the best type of loan for you. Our commitment is to advise you of the best home loan we have available for your situation from our large Panel of Lenders.
Each time you submit an application that is rejected, future loan applications are less likely to be approved. Select A Mortgage knows which lenders are most likely to accept your application. By allowing us to assist you with your loan application you are more likely to be pre-approved allowing your search for a house to be more productive.
Now that you have all the necessary financing and paperwork together you can begin a productive search for your property. Select A Mortgage can assist you with finding a real estate agent in your local area.
Once you have decided on the house you want, you will formally exchange contracts. Ideally the Purchase Contract should include the condition that the purchase is subject to Finance being formally approved within 14 days of the signing of the contract.
Once you have provided a copy of your purchase contract to Select A Mortgage, we will arrange formal approval of your loan application.
Once you have all your finances in order you will need a solicitor. Select A Mortgage can assist you in finding a solicitor/ conveyancer in your local area. Your Solicitor/ Conveyancer will complete the settlement arrangements for your new home.
Select A Mortgage will be available at any time to assist you with your new home loan or any other home finance facilities you or your friends may require in the future.
phone 03 9788 6888
website www.selectamortgage.com.au